Bought new car how long to get insurance
If you already have car insurance for your current vehicle, then your existing policy may offer temporary coverage for your new car for a limited time. If you're at the automobile dealership and want to buy a car and immediately drive it home, call your agent from the dealership.
How soon after buying a car do you need to get insurance?
Don't wait until you're about to put pen on paper at a car dealership to discover that you're going to have an issue getting affordable car insurance. Louise Balle has been writing Web articles sincecovering everything from business promotion to topics on beauty.
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She has a small-business background and experience as a layout and graphics designer for Web and book projects. Get coverage for your new car to protect its value. At the Dealership In many cases, you must secure car insurance when you're at the new car dealership. Possible Exceptions to the Rule The only possible exception to the new car insurance requirement is if you pay for it in cash, in which case you own the title to the car and it's your responsibility.
One example is insurance. Sure, you probably know which insurance company you're going with, but how do you add a car to your policy if you're buying it over the weekend? Since many dealers don't let drivers take home a new car without proof of insurance, this minor issue may possibly prevent you from driving home in your brand-new car.
Fortunately, we have a few tips to make sure that doesn't happen.
Before you start thinking about how to add your new car to your insurance policy, we suggest checking the terms of your current policy. For many drivers, a newly purchased vehicle is automatically covered for a certain number of days before you ever add it to your policy, precisely to account for situations like this.
Before you visit a car dealer, we suggest asking your insurance agent if your policy has such a clause.
If he or she tells you that it's OK to buy a new car and add it to the policy later, you may want to get this in writing so you can prove to the dealer that leaving the lot without proof of insurance isn't a problem. If you choose to go this route, however, we strongly suggest that you call your agent as soon as he or she opens his office on the next business day, since many drivers -- and even law enforcement officers -- can be unfamiliar with this rule.
Do I need to get auto insurance before I buy a new car?
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Type your question here and receive a direct email reply. Even if your dealer says he will take care of adding the vehicle to your policy, it's a good idea to double check to avoid any coverage dispute in the event of a loss.
Requests for ID cards in these states will be sent via postal mail only. Special Notice to New York policyholders - The State of New York specifically requires an ID card listing the new vehicle, rather than a current declarations page, for newly purchased vehicles to verify coverage.
Car Insurance on a new car
If the name and address on your policy does not match your vehicle registration, please call customer service to request your ID card. General Information Quotes Coverage. This website contains access to information, services and solicitation for auto insurance.